Shining a bright light into the dark corners of the shadow-world of literary scams, schemes, and pitfalls. Also providing advice for writers and industry news and commentary. Writer Beware is sponsored by the Science Fiction and Fantasy Writers of America, Inc.

February 21, 2013

Solicitation Alert: Close-up TV News / Close-up Talk Radio

Posted by Victoria Strauss for Writer Beware

Writer Beware has received reports that authors are receiving phone solicitations from an outfit called Close-up TV News, which describes itself as
...a premiere news magazine TV program spotlighting the most successful businesses across America. Close-Up TV News has featured hundreds of industry leaders on our shows. We are a professional News Magazine Show, viewed by millions who continue to be captivated by our intellectual, informative and entertaining storytelling style.
In fact, Close-up TV News is pay-to-play (a fact not mentioned on its website). It produces faux news segments for a fee, which businesses can then use to promote themselves. Several of the testimonials from satisfied customers confirm this--for instance, this one, this one, and this one--as does this summary of a recent indictment against a pair of timeshare telemarketers, who allegedly used a Close-up TV News segment to further their scheme to defraud consumers.
Done in the format of a news segment for the fictional “Close Up TV News,” the segment was hosted by an actor who played the host of the “People’s Court.” In this fake news segment, the reporter described Creative Vacation Solutions as “remarkably effective” in putting buyers and sellers of timeshare units together. Johnson and Todd played the role of a happy couple who owned a timeshare unit that was purportedly sold by CVS.
(Close-up TV News was not charged in connection with the scam.)

From what I can determine, authors aren't being solicited for the fake news segments, but for Close-up Talk Radio, Close-up TV News's Blog Talk Radio channel. Authors are told that they are one of just three who've been chosen from a carefully-selected list of 30 writers, with the goal of finding a single author to receive huge promotion and marketing support, including several Close-up Talk Radio interviews, during the month of March. It's promised that this marketing and promo will make them a best-seller.

The catch? Close-up claims it will "invest" $40,000 of its own resources in scripts for the interviews, email blasts, and other promotion...but the author must share the burden by kicking in $5,000. And authors must make up their minds fast! The promo happens in March, and Close-up needs an answer ASAP.

If the fee isn't a tipoff, the supposed time pressure should be. Pay-to-play schemes don't want you to make a considered decision; they want you to feel rushed, so you'll be more likely to make an impulse decision.

Close-up is not unique. Many other pay-to-play media schemes are out there--for instance, Global Talk Radio, where guests pay to be interviewed on Internet radio, and The Balancing Act, the pay-to-play ($5,900) Lifetime TV show. But Close-up's recent solicitations are certainly among the more deceptive I've heard about.

Writer beware. Even if they don't try to fool you into buying, this sort of thing is not a good use of your money.

78 comments :

C. M. Albrecht said...

They pull any crap on me and I'll have them on People's Court.

JeffO said...

I've seen this stuff from a couple of years back with my other business, too. There's a sucker born every minute, and every minute there are two born to take advantage of him.

Malena Lott said...

I got a call today! Even weirder, they called my MIL (who lives in the same town) first and she thought they sounded legit she gave them my number. The "executive producer" left me a long voice mail with exactly the pitch you describe! Obviously I'm not calling him back.

Anonymous said...

Thank you for watching out for authors/consumers. We were approached as well. You have done a great service for the public. God Bless.

Anonymous said...

I was called just this morning and was asked to call back by 12:30 to let them know for sure that I would be available for the 12;30 interview by a board of 8 people to see if I was chosen from the 3 speakers.I actually considered calling back but instead called my very practical virtual assistant who said,"They're probably not interviewing 3, just looking for the one most gullible to pay $5,000 for advertising.Thank goodness I read this!and listened to her.

Anonymous said...

FYI just received the same solicitation. Was told there's a small fee -- $1200, which the writer pays. "You'll get it back many times," he claimed. Yeah, right, selling poetry books!

Anonymous said...

If u get a call from anthony holmes just hang the phone up. Scam artist

Anonymous said...

Called me... long winded pitch and the guy that called didn't even have my web site pulled up... I asked how he found me... answer - Doug Llewelyn must have found my site... yeah, right... They wanted $2,500 for two 30 minute shows. When I told him this was pay to play he dropped the price and wanted to get me with one of the "producers" or "script writers"... I told him to please find someone else which he didn't really want to do even after he told me he had a number of people / businesses lined up...steer clear... it's a scam.

Building My Counseling Practice said...

Thank you for posting this. I received a message that they wanted to talk to me. I decided to look them up first since I wasn't sure what to expect. I am glad I found these reviews.

Anonymous said...

I just got a call today. The same guy was so desperate on getting me to sign I just hung up. Mr Holmes if that's it real name, get a real job.

Anonymous said...

I got a call from them today. I'm surprised that Mr. Llewelyn has stooped so low as to associate himself with these shysters.

Anonymous said...

I got the call today. Very happy to find these comments here, they confirmed my suspicions. They are not just targeting authors, but small business owners, too. Glad I didn't waste any more time or energy with them. The "you've been picked..." line is seductive, but also the major tip-off.

"Vanity, definitely my favorite sin." - Devil's Advocate

Janet said...

I got that call - and I got taken. I am now working with my credit card company, the CA and NY AGO and BBB to get my money back.

The services provided were:

the 4 interviews
the 30 second promotions
the DVD recordings
Press release with photo or video distribution to major news outlets (newspaper clipping service)
Website design – recommended pix relocation and answered question re the guest book feature

The services not provided were:

the email list
Press release with photo or video distribution to media publications
Press release with photo or video distribution to networks
Promotional campaign for products, services, books, etc.
Provide company visibility on the major search engines
Live streaming from website
Stats on live callers to show
Stats on listeners
Website tech support
Website design completion
Detailed year long media campaign

Victoria Strauss said...

Thanks for your comment, Janet, and I'm sorry you got taken. Please come back and let me know how things turn out. Best of luck.

Anonymous said...

It's happening in Canada, too--I'm a clinical psychologist and received a phone message today asking me to call right back to be interviewed for Close-up Talk Radio. "We're contacting outstanding people in your field".

Anonymous said...

Hello, I just got THE CALL. I called back and guy told me the same thing. He said that he spoke to 3 people and he wanted to make a choice. But in the middle of the conversation he said he has chosen me, i thought that was strange. I asked why he said: because 1. my views are different. which is a statement I said myself. 2.you can talk about your subject with a lot of passion. He did say I need to tell them ASAP. I have to say I was intrigued, particularly for being CHOSEN!  Thank you for posting this. The sad thing is I told him money is very tight as I am single and just starting. He did not seem to care!

Anonymous said...

Thanks for this board. I didn't even return the call before searching, and I found these comments. I am a therapist in private practice, and "Closeup on American Business" supposedly wants to feature me for the "Best of Hudson Valley". Yeah, right!

Anonymous said...

Thankfully I found this board before calling back as well! My phone message today (on my cell phone!?) said they were doing a show on the "Best of Delaware Valley Therapy & Counseling." My first thought was, great - free advertising! Thanks so much for this alert!!

Anonymous said...

Wow. I feel soooo smart right now. I got a call from this close up scam just now and was about to call them back but decided to research them first. Thank u, thank u, thank u. I will not call them back.

Victoria Strauss said...

I really appreciate the comments from those of you who've been solicited by this scheme--it's helpful for me to know it's still active, and very helpful as a caution for writers who've been approached and are trying to research whether it's a legitimate opportunity. Thanks so much!

Anonymous said...

I just got a VM as well, from Steve G(B)?renlick, executive producer of Close-up in American Business. We are a small business in San Francisco. He wanted to feature us, but I needed to call back right away. I am not calling him back.

Anonymous said...

I have to thank you all who took the time to write these posts. Today I received the call with the exact wording as you all described. Some "Richard Goldstein" left a message on my cell. Sounded fishy. I wasn't going to call back, but I could see some small business owners thinking that this was a good idea and being scammed. I am a counselor in private practice. Only reason I found this blog is that this "executive producer" told me to check them out on the internet and left their web address. Foolish me thought that I might hear some interesting info listening to others being interviewed...then I saw this site!

Anonymous said...

This internet is wonderful! I got the same call this AM from "steve",with a wonderful pitch to enhance my clinical practice,noting at the end,just a $2500 fee TO them for their services.
My credit card is already a bit overheated..., and right now I have about all the business I can handle. No thanks!!
EPS

Anonymous said...

My turn today... they are now looking for "Canadians"... fee started at $2500 for two 30 minute shows, then when I hesitated, went to $995 for one show...

mahalinahudson said...

I got a call today and spoken to the guy name: Andy Romeo.

He said the same lines I was reading here. I just googled about Close-up TV news scam while I was talking to him and this came up. So, I said no. I don't have $2,500 anyways.

Through the conversation he was insisting to just let him charge my credit card of $500 then pay in full before the first radio interview.

I just said, its not for me and I don't have that money either.

I was happy that you guys came up and wrote about this.

Anonymous said...

I just got my call on my cell phone. They are right up there with Who's Who. It amazes me that these people can live with themselves.

Robert V Fullerton said...

I listed my business coaching practice a week ago and got the call today. Thanks for the heads-up.

Anonymous said...

Just got the call and googled before calling back and found this site. Thank you.

Dee said...

I am a relationship success expert and life coach. I received a call today. I looked up the company online and came across this blog. Glad I read this first before calling them back.

Victoria Strauss said...

Many thanks--again--to those who've commented, confirming that this scheme is still active. I'm glad my blog post is able to help.

Catherine said...

Reading these posts, the emerging pattern is that they have started to target Canadians (Ontario/Toronto?) who are in some kind of clinical or coaching practice. I have a leadership coaching practice and I picked up a similar message today on my voice mail from Bob? who wanted to talk to me about interviewing me for an "Empowering Women" segment. Like many of you here, I was suspicious. I have worked in print and broadcast media and this sounded fishy. I googled them and found this site. Thanks Victoria for doing this.

Jean said...

Got a message from Bob Banks saying he MIGHT want to feature me on a Close-up Talk radio segment on 'Empowering Women'. My son always tells me to Google phone numbers, names etc I'm unsure about. Once again, his advice was right on as clearly this was a scam. Thanks for creating this and for everyone taking the time to post.

Aleasa Word said...

I have heard about these folks before but didn't connect the dots at the beginning of this call but shortly after knew just who i was dealing with. Bob also called me and a few others I know about the empowering women deal. No deal here Bob!

Unknown said...

I just got the call, too. I'm a coach in Washington state; said he had my name and 5 others and he would choose one of us for the program. I also knew to check this out and did so while on the phone with Bob Banks. Thank you for this site.

Anonymous said...

I just got a call today. The guy I spoke to name was Andy Romeo too. He gave me the same pitch. I am an executive coach and trainer in Los Angeles and it was for a coaching segment. He really wanted to work with me. He even dropped his price $995.00because I was a volunteer for a non-profit and I could pay in two payments. I told him I needed to do my due diliegence first. He said he would call me back tomorrow morning. I called my boyfriend who told me to Google CUTVNews.com and we found this site. Thank you!

Anonymous said...

I got a call yesterday from Andy Romeo looking to interview me for their women coaching series. Listened to everything and then late last night googled to see if it was a scam. Thanks for this website. Won't be sucked in!!

Anonymous said...

Also a health/wellness coach...got the price of $995.00 toward the end of the conversation...I too told him I made no deals due to the large number of scams around; wanted a week to investigate him and his company...when he put limits on me and attempted to force a decision TODAY the bells and whistles went off...SCAM!!!!! He did offer me to have a nice day! (no charge)...tks for everyone's contribution to protect one another.

Anonymous said...

Bob called me today. After explaining the process and all the benefits and making me feel like he was incredibly impressed with my accomplishments he explained the $2500 fee. I explained that due to my financial situation I needed to discuss it with my husband. Bob said he would call me back. Within 5 minutes of telling my husband he found this website and said I hate to be a dream crusher but...then I read these posts which I plan on reading to Bob when he calls back!

Anonymous said...

Got a call similar to what has been described. Glad I found this website. Just wanted to get the word out that this is still going on. The call I received was from Bob Banks and he was pretty specific in targeting my Coaching niche!

Anonymous said...

Like the post above me, I just received a call from Bob Banks and yes, very specific to my coaching niche, and all about Empowering Women, Thank you for posting this here, I'm glad I found you.

Yvette said...

I got a call today, and this person took about one hour and half of my time, feel so stupid I trusted to tell them all about my life story and the story about my Coaching business. He wanted to know how much I charged and everything, and I believe is for the reason to figure out what to charge you for. I am so glad I found this website. The hit was $990, but didnt comply with giving my credit card, so happy. THANK YOU.

Kim Loftis said...

I just received a voicemail from Bob Banks telling me about their "Empowered Women" show, and how I may make the perfect candidate. Thank you so much for posting this. He's about to be blocked, and I'll spread to word!

Anonymous said...

I just received a call today. Thanks for sharing your experience, everyone. I've exchanged voicemail messages with Bob Banks and will know how to respond if/when I do speak with him.

Anonymous said...

So glad I found this blog. I wish they would just be up front and explain that they are marketers and that there is a fee. Unfortunately a couple of years ago I ends up in a Professional Organization that said they found me via Social Media and based on what they reviewed approved me for their organization at the small fee of something like $800. After I committed to that, they tried to get me to pay for some other "benefits". I was already in for the $800 so, made the most of it but, basically is was a networking group. Now I am more wary so, I didn't answer and let Bob go to voicemail. He called 3 days ago and then again today like he hadn't talked to me 3 days ago. Same exact voicemail. Be aware everyone.

Bridgette said...

Glad I found this post. I received a call from Bob Banks too. This guy is clearly busy. Glad I did a little background checking.

Anonymous said...

This is still happening. Got the same message from Bob Banks from CUTV radio, Empowered Women, feature you in the top professional in your area etc. Thanks for the homework people!

Anonymous said...

I just received the same phone call this morning from Bobby Banks stating they are spotlighting "Empowered Women" in my area…. thanks for the head's up!!! I will not waste my time in returning that phone call. So glad I googled :) Great work everyone!

Anonymous said...

Andy Romeo called today. Upcoming show (with dates and times!) on premier coaches in my state. I'm one of 5 from whom one or two will be chosen. Uh huh. $995 for half hour. Pressure to decide right now but I delayed until tomorrow at which time I will say that the red flags I saw today have been confirmed. May not be illegal, but I can certainly promote my book and business in better ways for the same money.

Anonymous said...

I am a coach and also got a call from Bob Banks of CUTV re empowering women promotion. Thanks for all your posts. I knew it sounded off, so searched the web.

Anonymous said...

Yup, it happened to me too. Bobby Banks from Internet radio regarding Empowered Women. Crazy. Reading the other posts, it looks like these people specialize in targeting different groups. They probably get the telephone numbers off people's websites? It makes me furious. Thank you to all the people who took the time to leave comments here. This surely saved a lot of us from being taken for a ride!

Jasmine Bryant said...

It's still happening - I've been playing phone tag with Bobby "Bob" Banks and finally got on the phone with him this morning. Same script; Empowering women, choosing only 1 of the names given, couldn't tell me HOW he got my name, CUTV, Doug Llewelyn, press release, scripts, the "celebrity" treatment all for the small fee of $1250.00. I asked for the website info so I could research it. He said "Are you where you can look at it right now so I can walk you through it" Uh. newsflash, a legit offer will allow you time to do your due diligence and if time is of the essence then you miss out if you take too long, but most reputable companies/offers want the decision to be mutually beneficial on both sides. Besides, I don't need anyone to "walk me through" a website. I got to work and googled "CUTV" and the first thing that pulled up was several websites with the scam. Be careful.

Anonymous said...

I spent a hour with this guy on the phone this am told him my story and when I pushed back on going the next step without further research into their business practices he gave it the old "this offer expires at......" Didn't seem right to me so I didn't move forward because I'm a business coach and I a wise woman who knows any great offer is still there at next mornings light. Sorry I spent my valuable energy on this at all.

Roberta said...

Thank you to everyone for all your warning comments.
I have had a part-time business since 2002,and in 2014 had my children's book published. It was a self-publishing company that claimed to be connected with Louise Hay so I bought the package that included promotions, which did not happen.
Two months ago I received a call from Bobby Banks who was helping empowered women move forward and at last a company that would help me promote my book.
I try to be careful so I put him off saying call me the middle of June, which he did today. I heard all about the experienced people that would promote me and my book in the best way for only $1,500. The CUTV website looks professional and he had great answers for all my questions, but I still said I'll call you when I have the time to fully put into this.
I Googled CUTV and found this warning site.

Anonymous said...

Thanks for the post . I just received a phone call from them. They asked for $1,200.

Ms Harper said...

The scheme continues as I got a VM this morning from bob banks. Thanks for the post and all the comments!

Anonymous said...

Just got the call. Thanks for posting this website.

Anonymous said...

They are still going... I got my call this morning. Thank you for the warning. Needless to say I will not be returning the call from Bobby Banks.

Anonymous said...

8/26/15 Rec'd a call today from Bobby Banks. The price is now $1,250 for a 1-hour recording and their promo blitz. Topic for September is empowered women who are EFT practitioners (which is totally AMAZING!) and who would like to promote their business.
Sam McCartin in MA

Michele Vallone said...

I keep getting calls from Bobby Banks as I have been identified as an empowered woman doing healing work in my community...he has been relentless !

Anonymous said...

I received a call from them today. A woman who said her name was Patty Meegan, and that she is the executive producer and media coordinator for CUTV News Radio New York, called to say that her team of researchers had found my website and that she wanted to talk with me about being a guest on their series of interviews of coaches. Of course I was excited by the opportunity, so I called her back and she talked my ear off for a while, had me go to their website, told me who all of the people are 'so that I knew they were legit' and so on. She asked me some questions about my biz, supposedly to vet me for the interview, but she hardly listened to my answers and cut me off quickly. It wasn't until close to the end of the conversation that she mentioned the fee involved ($1500). I asked about the impact that this opportunity has had on the businesses they've featured, and she gave a very convoluted answer about how they wouldn't be successful, 2 years in the making with 2 million active listeners, if they weren't having an impact. Which didn't answer my question but I let it go. She also had mentioned a contract, which I asked if she could send over. She said that Lou Ceparano would call me with those details in a few minutes, which he did. He e-mailed me the contract, along with a very general one-page document on the benefits of being on radio - and the contract had a different amount ($1250) on it than what Patty had told me on the phone. I was already suspicious at that point so did some more research and found this page. Coaches, be careful - it looks like that's who they're targeting now.

Anonymous said...

Yes, indeed. I rec'd a call, last February, from CUTV radio in New York, which I postponed getting back to, due to being in the middle of a move. Plus, I found it odd, seeing as I'm not even in the United States. Then, yesterday, I found a long msg from Bobby Banks, once again on my phone, looking for successful coaches to use in their upcoming "Empowered Women" series. No mention of the previous call. I became suspicious and decided to fact check, which led me here. Thank you, everyone :)

Christine Brunet said...

I also received a call from Bobby Banks from CUTV today about empowered women in South Carolina and they wanted to put me on internet radio, blah, blah, blah. I immediately started to google his name and CUTV and came across this blog. Glad I did. I hung up on him. So, when he called back I just answered and said, "I looked you up and I know this is a scam" and hung up again. This time, he didn't call back.
If you are reading this, then you are smart and googled this jerk, too.

Booggie061659 said...

Bob is a very busy guy. I was one of 8 coaches from Ontario chosen to be a part of the CUTV Talk Radio empowering women's show. The pitch was smoothe the seller charming. Interesting thing happened as he was talking me through his pitch and I went on his site my computer kept freezing and getting stuck and sending messages saying wait. I can only think that my Angels were working on my behalf and sending my a very clear message not to invest my time energy and money in this scam. Which I didn't.

Tangi said...

Amazing! Got a call Friday morning from Bob Banks. I am grateful I checked him out first. The price was $2500 for 2 thirty min. shows. It then dropped down to $1250. DONE!

Anonymous said...

Received a message from Bob Banks from CUTV radio (affiliate of Blog Talk Radio) stating that they're doing a show on Empowered Women, and would love to feature me as one of the top professional in my area...yada yada yada. So glad I researched before returning his call. Thanks everyone!

Deb said...

I got one too here in BC to be on the show. Empowering women...trying to figure out still how he got me unless it was from my web site or from Facebook where I have a page. I thought great when I got the message, then called him saying I would be interested (leaving a message as he was in production meeting) Then I googled some more and found this page. For those of us wanting to get out there in our coaching businesses it is a bright shiny object we want to jump at. I phoned back and said no thanks can't afford any funding right now. It too was Bob Banks. Top professionals in my area of expertise...etc etc. I will keep to my own way of advertising.

Deborah Paiva said...

I just received a call this morning...same scenario as above. However, when I don't recognize a number I let it go to my voicemail and I'm so glad that I did. He said his name was Bobby Banks and that he was calling from CUTV Radio/Blog Talk Radio...doing a show on Empowered Women & Motivational Speakers involved with divorce, separation, health and wellness. He actually had my specific niche! It seemed strange since I wasn't sure where he would have gotten such specific info on me...so I decided to research before even considering a return call to him. Thank you for having this site & thank you all for your comments! We must all be diligent now as there are too many scams out there to not research thoroughly first!

Anonymous said...

So grateful for this thread! The scam is still alive and active – I just got a voice mail from Bobby Banks of CUTV radio saying that they wanted to feature me as a top expert in my area. He was also doing a segment on Empowered Women that was featuring coaches and motivational speakers. Sounds like the same message as from November.

Thanks all!

Anonymous said...

Got a voice mail from Bobby Banks wanting to spotlight me as the top person in my field on his show for Empowered Women. I was all excited and told a friend, and they showed me the link to this site, thank God. I was almost duped. I still wanted to call and see what his offer was, and when I spoke with him, I told him up front I had done some research and realized it was a pay to play. Suddenly the tables turned. Once he knew he was talking to a *truly* empowered woman, the less friendly he was, despite the fact that I actually wanted to hear his offer and decide from there. His last remark was downright rude when I said I'd have to think about dropping $1250. He said, "I don't mean this in a derogatory way, but if you're not willing to invest $1250 into your business, then this is not the platform for you. People like you have probably invested well over $50,000 into your marketing." DONE. That was indeed derogatory. Don't assume *anything* about how much I make or spend! He has NO idea how efficiently I run, how hard I've worked on in this startup from scratch, and how far $1250 goes for me. Thank you all!

Anonymous said...

So glad I found this feed. Just got a call from Bobby Banks. I did return the call and left a message. But when they call back, I will not be answering. Thanks for saving me the money I need to be spending on legit business expenses.

Anonymous said...

Just got a call this morning from Bobby Banks with the empowering women line. Luckily it went to voice mail and that I am an empowered woman who uses the internet to seek information. Thanks for this site and all who posted. No thank you Bobby.

Anonymous said...

Just got a call from Bobby Banks. Intuition told me it was a sales call. So I checked here first before even thinking of calling back. Thank you everyone for posting here! Feeling empowered indeed!

Anonymous said...

Got the voicemail from Bobby Banks...some years ago I had a show on Blog Talk Radio, which is also pay for play, also costs a great deal of money, and which was a failure for me. So he said CUTV was partnered with them, and that they are wanting "empowered women" such as myself to get with them to have another show. As so many others here, I first googled it, and found this site - thanks so much! I won't be calling him back.

Anonymous said...

I received the same voice mail from "Bobby Banks" and felt right away there was something off with this. Thank God for Google!!! Thank you for creating this site!!!

Anonymous said...

Just returning home this morning and the message from Bobby Banks was the same as other's have received. Sounded like a scam to me which led me here. Thank you all for confirming and informing people about this. I am a life coach and believe instinct/intuition are your greatest gifts IF we pay attention to them. I pay attention. Thank you for the support!

Karen Maloy said...

I received a call this morning, but since I was unable to talk, I received another call a few hours later. Bobby Banks from CUTV left a message looking for "empowered women", "life coaches who specialized in ADD/ADHD. They have been calling me for several years now, but I have declined several times as I believe that if I was really that good, they would be paying me to be on their show. Obviously to me, this is scam and I don't want anything to do with it.

Dee said...
This comment has been removed by the author.
Dawn Reid said...

Hi Everyone, I was also approached by CUTV as well as a few others. Luckily I understand that if the message or offer sounds too good to be true, then it is probably false. I am a marriage and life coach and they stated they were interested in my expertise and thought I would be a good fit. They stated they were considering other coaches, but wanted to list me as a premier coach...and just repeated what everyone has already stated. Ny Redflag-BS-O-Meter was on high alert from start to finish. I listened patiently and then hit the caller with the questions. Once I started asking for hard data and saying I won't make a decision until after I do my research, the "caller" CUTV rep said she would call me back, which I doubt if she does. Last week Perkcards rep called me with a similar type of ad (pay to be on their premier network list). She hung up on me after my questioned her. Yesterday, Professional Radio Network also called---same pay-to-play scheme. All I can say is that we must be aware that these types of companies are out there and they mean us no true value. I am so glad that sites like this exist. Keep doing your due-diligence!

 
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